Optimyze End User License Agreement (EULA)

This End User License Agreement (EULA) is a legal agreement between you and Joseph Bye, owner and operator of Optimyze, governing your download, installation, access to, and use of the Optimyze mobile application, website located at optimyzeapp.com, and related services.

Optimyze grants you a limited, non-exclusive, non-transferable, non-sublicensable, revocable license to access and use the App for personal, non-commercial purposes in accordance with this Agreement.

The App and all associated intellectual property, including software, source code, branding, logos, Financial Fitness Score methodology, designs, content, and functionality are owned by Optimyze and its licensors.

Users may not reverse engineer, decompile, copy, modify, distribute, sell, sublicense, scrape, circumvent security features, or otherwise misuse the App.

Users are responsible for maintaining account security, providing accurate information, and all activities occurring under their accounts.

Optimyze uses Plaid Technologies, Inc. to facilitate financial account connections. Optimyze does not store banking usernames or passwords and cannot transfer funds or conduct transactions on behalf of users.

Certain features may require a paid subscription. Pricing, renewal terms, and billing details will be disclosed at purchase. Subscriptions automatically renew unless canceled.

Optimyze may release updates, bug fixes, enhancements, and feature changes at any time. Continued use of the App may require installation of updates.

Optimyze provides educational tools and financial wellness information only. Nothing within the App constitutes financial, investment, tax, legal, or accounting advice.

The App may integrate with third-party providers including Plaid, Supabase, Apple, Google, payment processors, and analytics providers. Optimyze is not responsible for their services or practices.

THE APP IS PROVIDED 'AS IS' AND 'AS AVAILABLE' WITHOUT WARRANTIES OF ANY KIND, WHETHER EXPRESS OR IMPLIED.

To the maximum extent permitted by law, Optimyze shall not be liable for indirect, incidental, consequential, special, exemplary, or punitive damages. Total liability shall not exceed the greater of $100 or the amount paid by the user during the previous twelve months.

Optimyze may terminate or suspend access if users violate this Agreement, applicable law, or engage in conduct that threatens the App or other users.

Users agree to comply with all applicable export control laws and regulations.

This Agreement shall be governed by the laws of the State of Florida. Any disputes shall be resolved exclusively in Florida courts.

If any provision of this Agreement is found unenforceable, the remaining provisions shall remain in full force and effect.

This EULA, together with the Privacy Policy, Terms of Service, Data Deletion Policy, and incorporated policies, constitutes the entire agreement between users and Optimyze.

Joseph Bye

legal@optimyzeapp.com

support@optimyzeapp.com

optimyzeapp.com